Lending Letter

Lending Letter

💸 Make smarter money moves every day. We track the rate swings, the lender promos, and the personal finance tricks that save you thousands — so you don’t have to. 👇

Archive

Jan 14: Mid-January Steadiness - Rates Flat, Strategy Sharp 🎯

Jan 14: Mid-January Steadiness - Rates Flat, Strategy Sharp 🎯

Rate Lock Confusion? We'll Break Down When to Lock (and Save You Thousands)

Alex Veytsman
Alex Veytsman
Jan 13: Rates hit 6.07% today—here's what it means for your wallet 💰

Jan 13: Rates hit 6.07% today—here's what it means for your wallet 💰

Tuesday, January 13: Rates Inch Up But Opportunity Knocks Louder

Alex Veytsman
Alex Veytsman
Jan 12: A weekend rate tick and the "Lock Strategy" 📊

Jan 12: A weekend rate tick and the "Lock Strategy" 📊

Rates moved to 6.01%, but it’s not time to panic. We break down the "Float-Down" option and the timing of your next rate lock.

Alex Veytsman
Alex Veytsman
Jan 10: Under 6% Finally—Here's Your January Action Plan 🚀

Jan 10: Under 6% Finally—Here's Your January Action Plan 🚀

The Weekend Edition: Under 6% Finally + Advanced Strategies to Maximize It

Alex Veytsman
Alex Veytsman
Jan 9: 🚀 HUGE RATE DROP: We Just Went Under 6%!

Jan 9: 🚀 HUGE RATE DROP: We Just Went Under 6%!

When Rates Drop 22 Basis Points Overnight, You Pay Attention

Alex Veytsman
Alex Veytsman
Jan 8: 📊 Rates Tick Up to 6.21% + The 1% Rule Reality

Jan 8: 📊 Rates Tick Up to 6.21% + The 1% Rule Reality

Why 2026 makes the "1% Rule" more important than ever. Plus: The 0% APR credit card arbitrage play for savvy investors.

Alex Veytsman
Alex Veytsman
Jan 7: 🚪 The "Backdoor" Wealth Move for 2026

Jan 7: 🚪 The "Backdoor" Wealth Move for 2026

How high earners are sheltering $7,000 tax-free this month. Also: Why "Ski Season" properties are currently printing money.

Alex Veytsman
Alex Veytsman
Jan 6: ❄️ The "January Cheat Code" for Homebuyers

Jan 6: ❄️ The "January Cheat Code" for Homebuyers

Why winter buyers are paying 8-10% less than the spring rush. Also: How to use your 2025 tax refund to build an STR empire

Alex Veytsman
Alex Veytsman
Jan 5: 📈 Rates Dip to 6.19% as 2026 Kicks Off

Jan 5: 📈 Rates Dip to 6.19% as 2026 Kicks Off

Why this 0.01% drop is a psychological win for Q1 buyers. Plus: The DTI math that could grant you an extra $50K in loan power.

Alex Veytsman
Alex Veytsman
💍 Marrying the House vs. Dating the Rate

💍 Marrying the House vs. Dating the Rate

We run the actual math on waiting for lower rates. Spoiler: Home appreciation is winning. Rates holding firm at 6.20%.

Alex Veytsman
Alex Veytsman
🕺 How to Dance Away Your PMI Payment

🕺 How to Dance Away Your PMI Payment

Rates are flat, but your home equity might be surging. Here is the 4-step checklist to ditch mortgage insurance in 2026.

Alex Veytsman
Alex Veytsman
Jan 1: 🥂 Your 2026 Financial Reset Starts Now

Jan 1: 🥂 Your 2026 Financial Reset Starts Now

While the market is quiet, savvy investors are locking in Q1 deals and 0% STR furnishing. Here is your 2026 game plan.

Alex Veytsman
Alex Veytsman
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